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  • Sunset at Maupiha

    I have asked myself this question many times.  After all, if I am honest, there are countless hours to ponder just about anything while at sea.  In this case, we have been at sea for 6 years as of April 15, 2025.  Having the sea as a teacher, at times is like a drill instructor with little patience for any bright ideas coming from its students.  These lessons you have to accept, I have come to learn this over the last six years.  However, when we left land life I had several goals – a bucket list if you will.  Some overlap with Tami’s list and many are my own.  Let’s see how I’m doing.

    Our first time sailing

    Exotic Places

    The obvious, white elephant in the room, is to travel to remote and exotic places.  To date we have explored 7 countries by boat.  We completed what most consider the longest open water passage most cruisers will ever complete – the west coast of the Americas to French Polynesia.  We learned early on to spend as much time exploring land as we do in the water.  We continued our journey across the “Dangerous Middle.”  This path took us to the Cooks Island, America Samoa, Samoa and eventually Tonga.  Through all of this I have come to a few conclusions that may be a bit controversial.  One, I have no clue why most US citizens think the US is the best place on the planet.  Perhaps they need to travel more!  Freedom, lots of places have more.  Healthcare, most countries see it as that and not a business to keep people sick.  I could go on but I won’t – today.

    Landfall French Polynesia

    Exoctic People

    Second, “people” make places.  The enduring kindness of a warm welcome.  Sharing a meal or an offering of just about anything – no money just kindness and we have come across a great deal of this.  Beyond the interactions with the local islanders, is all the other boaters we meet along the way.  It always amazes me how many countries are represented in any anchorage you arrive to.  Everyone has something in common and the culture of crusing remains the same for everyone.  Your boat neighbor is always ready to help, drink your beer and chat about the weather.  Everyone has their own sailing horror stories, so you can save yours for another audience.  So much fun, spending time chasing the horizon to share the moment you arrive somewhere completely new.  This is of course the good news, as with everything this beauty doesn’t come without challenges.

    You have too want it…

    Challenges come in many forms when living on the sea.  Some take the form of boat issues, like toilets and lightning.  Others are people issues, like this fable we were lulled by called “buddy boating.”  Sometimes it is the local language, yet we noticed this never seems to get in the way of kids playing together.  Other times challenges come from what was home.  Then of course we have personal challenges. Losing Tessie at her young age was quite a blow to the boat crew.  Facing fears, anxiety, the unknown and the fury of the sea when she decides to remind you who is boss.  There is always something to work on, if not the boat it is us.

    Still chasing personal goals

    I had many personal goals when we left the US to sail about.  Many of those have come true and other are somewhat elusive.  One such elusive goal has been improving my personal health.  While I do believe that simply getting out of the grind helped tremendously. However, I replaced that with much worse options.  I have battled alcohol consumption for much of my adult life.  It has taken a toll on me, my kids and certainly Tami.  I have had so many close calls falling out of boats, on to docks and off of them that I consider myself quite lucky to be here.  I thought I would have nothing but time to get myself into the shape I should be – well it took 6 years to get that going.

    It has been just recently, while Tami was tending to family challenges back home, that I feel I finally was able to make progress on these personal items.  Three months ago I weighed 225 LBS, today I weighed 194.  Through this process the inflammation in my joints is gone.  I deal with the heat and humidity much better than before.  I recently had a physical and all my blood markers are perfect, in fact, the doctors aren’t even sure I really need to be taking my thyroid meds anymore.  So many positive things, make you wonder why it took so long.  How did I do this you may ask.  Well that is a discussion for another time.  But I will share that it wasn’t traditional, to most, and totally based on my diet. I have not exercised at all.

    I wouldn’t change a thing

    Anyhow, here’s to six years at sea.  Six years of exploring and learning.  Six years of testing one’s metal against the elements and the sea.  Six years of sunsets and sunrises.  Six years with the only person I would want to spend 24 hours a day in a confined space.


  • Exploring Tonga’s Maritime Legacy

    Tonga’s maritime history stands as one of the Pacific’s most remarkable stories, rooted in ingenuity, exploration, and connection to the ocean. The people of Tonga, known as navigators and skilled craftsmen, thrived in an environment where the sea was both a lifeline and a limitless frontier. This blog takes you on a journey through the key aspects of Tonga’s maritime legacy, revealing how the ocean shaped the nation’s cultural, economic, and social history.

    The Lapita Connection: Foundations of Oceanic Navigation

    Tonga’s story begins with the Lapita people, early Polynesian settlers who arrived in the region around 3,000 years ago. These pioneering navigators used the stars, winds, and ocean currents to guide their voyages across vast stretches of the Pacific. Archaeological evidence, including intricately decorated pottery, reveals their advanced seafaring skills. These early settlers laid the foundation for Tonga’s maritime dominance, setting a precedent for oceanic exploration that would define the islands for centuries to come.

    Mastery of Double-Hulled Canoes

    Central to Tonga’s maritime success was the development of the double-hulled canoe, an innovation that revolutionized Polynesian navigation. These canoes, crafted from durable local timber, were marvels of engineering, capable of carrying large groups of people, provisions, and goods across long distances. The vaka (canoes) were not just vessels; they were symbols of communal effort, craftsmanship, and ingenuity. Their design allowed Tongans to traverse the Pacific, establishing trade networks and maintaining connections with neighboring islands.

    Trade and Cultural Exchange

    Tonga became a bustling hub of trade and cultural exchange, thanks to its strategic location in the Pacific. The Tu’i Tonga Empire, which emerged around the 10th century, played a pivotal role in this network. Goods such as pottery, tools, and textiles flowed between Tonga and other Polynesian islands, while ideas, rituals, and art forms enriched the region’s shared heritage. Tonga’s maritime prowess enabled it to influence a broader Pacific culture, earning its reputation as the “Friendly Islands.”

    Navigational Skills and Ocean Knowledge

    The seafaring skills of Tongans were extraordinary. They relied on celestial navigation, reading the stars and constellations to guide their journeys. They also keenly observed the behavior of birds, the color of the water, and the patterns of waves to navigate safely. These skills were passed down through generations, forming a rich tradition of oral knowledge that connected Tongans to their maritime roots.

    Challenges and Resilience

    While the ocean offered opportunities, it also presented challenges. Harsh weather, unpredictable currents, and resource limitations tested the resilience of Tongan sailors. Yet, these obstacles spurred innovation and adaptation. For example, Tongans developed techniques to repair canoes at sea and constructed shelters on remote islands as temporary bases during long voyages. Their ability to navigate adversity demonstrated their deep respect for and understanding of the ocean’s power.

    Legacy in the Modern Era

    The maritime legacy of Tonga continues to inspire its people today. Traditional vaka craftsmanship has experienced a revival, with efforts to preserve ancient techniques and celebrate their historical significance. Events such as traditional canoe races and ceremonies honoring seafaring ancestors highlight the enduring connection between Tongans and the ocean. Additionally, modern Tonga recognizes its maritime heritage as an essential part of its national identity, a source of pride that resonates across generations.

    Conclusion: Riding the Waves of History

    Tonga’s relationship with the sea is more than a history; it is a living tradition that reflects the values of innovation, resilience, and community. From the Lapita settlers to the builders of double-hulled canoes, Tonga’s maritime history showcases the extraordinary achievements of a people who embraced the ocean as a partner in their journey. As Tonga continues to honor and preserve this legacy, its story remains a testament to the profound impact of maritime ingenuity on the cultural tapestry of the Pacific.

    This captivating journey through Tonga’s maritime history shows us how the waves shaped a culture and a nation, leaving us in awe of the connection between the Tongan people and the ocean that sustains them.


  • Did you know this about Yachting in Tonga?

    Most yachts come to Tonga, specifically Vava’u, because it is a natural stop along the westward path to Fiji and beyond.  Depending on the timing Tonga might also be a vessels launch point sailing south to New Zealand.  Did you know there are some very good reasons to consider Tonga for longer term cruising plans?  Months instead of weeks or even the entire cyclone season. Here is one for ya!

    No Duty or Taxes

    Did you know that “Yachts in Transient,” in Tonga, you are not subject to import duties or taxes?  If you are in French Polynesia, you know that importing anything for your yacht is very expensive, the import duties are off the charts.  Yes, I am aware you can smuggle things through the airport, but that has a cost also.  Here in Tonga, those fees are zero – that’s right a big goose egg, nada, nothing.  You will pay a processing fee, to customs, of about $21 TOP.  This is not even $10 USD.  This includes your smuggle boat guests.  All they have to do is show your boats registration and there will be no problem.  But wait, what about the shipping?

    DHL or FEDEX ?

    This can be expensive to be honest.  If you choose to use DHL or Fedex, your bill will be quite high.  There are things to know about each one.  DHL does not have a presence in Vava’u, whereas Fedex does.  Because DHL doesn’t have a presence in Vava’u your goods will clear customs on the main island.  After customs clearance, normally takes a couple days, they will put your package either on the next ferry or airfreight to Vava’u.  The payment is easy as you can go to a local Vava’u bank and simply deposit the fees into their account.  I have personally used DHL and it works just fine, no issues.  Fedex, on the other hand, does have a presence in Vava’u so you can send your package directly and it clears customs in Vava’u.  I have also used Fedex with no issues.  Just remember no matter what the website says there is no such thing as overnight shipping to Tonga.  Plan on your package taking a couple weeks to arrive.

    Cutting Cost

    Another option is sending your package is by ship.  There are reputable freight forwarders that specialize in sending goods to Tonga.  The freight charges are a fraction of the cost of DHL and FEDEX, however it will take a month or slightly more to receive your goods.  So, if you plan to stay a while (and you should), this is a good option.  They container ship comes direct to Vava’u . This means you can work with the local officials to clear you items into Tonga.  Again, no duties or taxes for Yacht in Transit. Getting this all set up is quite easy.

    Simple Process Really

    What do you need to take advantage of shipping Yacht in Transit?  When you arrive to Vava’u you have to submit for a Tax ID from the Ministry of Revenue.  This is a free process which identifies you and your vessel as Yacht in Transit.  Then when you get a package, you simply send the agent ( I recommend Linda in the FEDE office) your Tax ID number, a copy of your passport and a copy of your vessel registration and she will process the documents for you for about $50 TOP.  This fee is well worth it, hassle free.

    PRO TIP:  Ship items DHL or FEDEX to the freight forward in New Zealand, much less expensive that shipping DHL or FEDEX directly to Tonga.  Then have them put that on boat to Tonga.  You must address the package properly to avoid duties in New Zealand and of course stay for a while in Tonga.  Vava’u has many beautiful spots to check out while you wait!


  • Captian’s Update –

    March 20, 2025

    Neiafu Bay Vava’u, Kingdom of Tonga, 18 39.973 S / 173 58.919W

    Perhaps it is time for an update?  We are still in the Kingdom of Tonga, Vava’u to be precise.  In the last post we talked about how we came to our decision to stay here for cyclone season.  So far, this has turned out to be a good decision.  The weather has not  been perfect, knock on wood, we have not had even a near miss with a cyclone.  There has been one north and a few east, which is fine by me.  We have had our fair share of rain.  When I mean rain, well…they measure that in inches per hour around here.  It is incredible to see.  But on the bright side it keeps the water tanks full and the temperature down.  All this time has left with time for projects.

    It’s a new car!!

    Boats require a ton of maintenance and yes money to keep going.  We recently took delivery of our new car (dinghy).  The old one was simply not big enough for our needs and it was trashed.  So we ordered a new one for True Kit in New Zealand and shipped it by boat.  She might be a little to big for our needs, but I like her so far.  Time will tell if we made the right choice.  No time to dwell on that we have plenty to do.

    Fighting the Rust

    Last season our trusty dive compressor started showing some typical salt air wear and tear.  Last time Tami was I the US she brought back a rebuild kit for the Honda motor that powers the compressor.  So I recently started that rebuild.  She was full of rust and corrosion.  After a lot of cleaning, scraping and painting she is back in her glory, although I have not started it yet.  I was finally able to find the special oil the compressor takes (the oil has to be suitable for human breathing).  You guessed it, that came from New Zealand as well.  Starting to see a pattern here?  But in the end it will be worth it as we can get back to diving on our terms.

    Making Tartaruga work for us

    Top load box refrigeration has been a problem for us.  It means every time you cook, everything has to come out because for some reason what you need int eh frig is always at the bottom.  Starting to believe in the Gnoems our Mexican friends believe in, another story for another time.  So, like most men when Tami leaves, I feel compelled to tear something apart.  So I removed the box refrigerator and replaced it with two small commercial refrigerators.  I think the space inside is the same, but some are much easier to organize.  Over time, it has become clear that having two of them is not really necessary, so I will sell one to a local resort and save some deck space.  Additionally, the next thing is I will recess the entire unit into some worthless storage space.  This will open an area where we can build new storage that makes more sense.

    There has been a going toilet saga here on Tartaruga.  As you may remember our boat was built in France, then sold to an Italian guy who eventually sailed her to Tahiti.  So the toilet is fancy, electric with all the bells and whistles but I can not get parts for it.  To set the stage, we have only one head, so if it is down this means a bucket or dinghy into land and use a toilet there.  So after our boat yard time it stopped working, seized bearing.  So I order a new one, one that I could source parts all over the world.  This order was placed, air freight, October 31, 2024.  To make a very long story short I recently received that toilet, 4 months later.  A lesson on who not to do business with.  But the bigger issue for Tami and me is that we do not like to discharge our waste into the local waters.  So, we found a product called Electro Scan.  This is a treatment system that treats our yucky smelly stuff such that when it is discharged it is 99.999% free of any pathogens or things that can hurt the environment or people.  So soon a new pooper and cleaner, more on that later.

    More exciting toys

    There are many other things we have been working on.  We took delivery of a new sail from Rolly Task.  This is called a Cruising Code C, pictures to follow.  Painting is an going challenge, not the work but the getting the paint.  So, we will order that from New Zealand.  There has been some engine repairs, left over issues from the lighten strike we think.  Lots of little things.  But it is not all work.

    We have met some great people here in Tonga, after all they call it the friendly islands.  Some are “palangis” (white people) that have relocated here and of course the locals.  Most have been really great, you always have curmudgeons and we stay away from them.  It is law in Tonga that no one is to make business transactions on Sunday, a decree of the King.  This makes a great day for BBQ’s and hanging out with friends.  It is nice to feel like part of a community.  Until next time…


  • Discover why we chose Tonga for Cyclone Season

    Cyclone season is the time of year cruisers must be the most vigilant.  It is not safe to sail around in zones that are prone to having cyclones, hurricanes or typhoons.  So, what do we do?  There are many decisions to make depending on where you are in the world.  We are currently cruising in the South Pacific. Pretty much any place in the tropical zone, 10 to 30 degrees off the equator, can be a place that has cyclones.  Each year we must plan where we need to be November through the following May and work our cruising plan backwards from there. Here is how we came to choosing to stay in Vava’u Tonga for cyclone season.

    Cyclone Seaon in the Southern Hemisphere

    Cyclone Season lasts from November to the following May in the southern hemisphere.  It is exactly the opposite of hurricane season in the northern hemisphere, the danger to boats remains the same.  The conditions are also the same.  The water temperature must be at least 80F at the surface and down to about 150ft.  Of course you need a low pressure system around sea level.  Then there are some other factors like vertical wind shear, thunderstorms and continuous source of warm moist air.  With this knowledge one atmospheric event that I follow very closely is the location and strength of the Madden-Julian Oscillation (MJO).

    The Madden-Julian Oscillation

    The Madden-Julian Oscillation is a large scale disturbance.  It is a wave of energy that drives many of the factors that can produce a cyclone.  In fact, I have read that in nearly all case in French Polynesia the MJO was present during cyclones.  This system rotates the earth around the equator, every 30-60 days.  It drives warms moist air and produces violent thunderstorms and powerful low-pressure systems.  I use this DTN website to see the actual local of the MJO and the forecast for the next several weeks.  In particular I like this view as I can follow both the active and inactive regions and see the strength of the active phase.  The darker the green the strong the activity.  So with all that said how did we decide to stay on Vava’u Tonga for Cyclone season?

    This is an MJO forecast example.

    Challenging the history

    I did an analysis of the historical weather as well as what is available in Vava’u in terms of moorings, haul out facilities, etc.  First the weather.  I am a big user of Open CPN.  In fact after our last lightning strike we use Open CPN is our primary navigation system.  One of the plug-ins offered in Open CPN is climatology.  The plugin allows you to overlay various types of weather data of a specific place on the chart for a given period of time.  In this case, I wanted to see cyclones.  Here is what the cyclone tracks look like overlayed around Vava’u Tonga, without any filters.

    This is a historical view of cyclone paths from Fiji to Tonga starting 1949 to present

    I know what you are thinking, geez each of those lines are cyclones, are you crazy?  Well yes they are and the date range is from 1949 to present.  You might note that Vava’u seems to be in a bit of a pocket and if I filter on only La Nina – the map changes dramatically.  See below

    This is a view of cyclone paths, since 1949, that is filtered to only show during La Nina periods.

    There is one very important data point to understand about cyclones in the Southern Hemisphere, they name their storms at very low wind speeds – 34KN.  It is not until you reach CAT 3 here that the wind speeds match a CAT 1 in the US.  On this map, the light blue is 40kn and the green is 60.  Not even CAT 1.  If you remember, Tami and I sat through more than 60KN of wind at anchor in French Poly last year.  Does this mean there will not be a cyclone, NO!  What it means is in a La Nina year there are very few.  This is more than 70 years of data.  You can also see there are many more in Fiji and also a few red lines, more than 100KN of wind – not cool.  But more goes into it.

    Local facilities

    Here in Vava’u they have good facilities in the event we need to use them.  First, the Boat Yard Vava’u can haul our boat out if we choose to.  They have a way to secure the boat to the ground and we would take shelter in a local hotel or something like that.  They also offer hurricane safe moorings.  I have personally spoken to people that have been on the mooring in high winds, and they are more concerned about something hitting them that got loose in the harbor then they were about the mooring breaking.  The service these mooring often and in my view, they are well maintained.  As of this writing there are only a view boats that have selected to stay here, so I have no competition for moorings our being hauled out.  Whereas in Fiji, the yards are full, people pay to get a spot in the mangroves all of course based on availability and there are hundreds of boats – hundreds.

    The final factor, for cyclone season, is Sissy!  She can not be imported into Fiji. New Zealand is possible but would cost thousands of dollars.  Our Sissy girl is getting old, 14 years now, and a rough sail south might not be very good for her health.  Here in Tonga, she is imported and is free to go wherever we go on land.  The dogs are not too aggressive, so it works very well.  Another small factor is the locals speak English, so it makes you stay comfortable and our chances of participating in local festivals and activities increase. 

    Staying in Vava’u – Simply Amazing

    In the end, I do expect we will see some weather.  How strong, who knows.  We have more than 30 beautiful anchorages we can explore, with one eye on the MJO.  However, these anchorages are all within 20 miles of the main harbor.  This harbor found in 1781 by Spanish explorer Francisco Mourelle de la Rua.  He named it Puerto de Refugio – The Port of Refuge.  We have this paradise all to ourselves with a port sailors have used for safe harbor for more tahn 200 years.

    One final note, I am not a prefessional meteorligist. I am sailor that analysis what is avaialbe to me to make the safest decision for our vessel.


  • Captains Update – December 4, 2024

    The Boat Yard Vava’u, Kindgom of Tonga 18 64.467S 173 99.342E

    Well, it has been a minute and there is much to talk about. Shortly after our last update, we hauled out Tartaruga in the local boatyard here in Vava’u, Tonga after our beautiful stay in Nuiatoputapu. The list of items grew over the months since we purchased her, and of course, there are always surprises. Here’s the captains update.

    How do you get the boat out of the water?

    There are two primary machines that haul out boats like ours. The first type is called a travel lift, which is the machine used in Mexico. It uses two slings moved by powerful winches on each side of the boat. The other type is a trailer that is driven into the water, where very powerful hydraulic rams drive legs up to the hull of the boat. The operator has complete control of each leg and the height of the entire trailer. This is what they use here in Tonga. This is step 1 in the process of a haul-out.

    Work begins

    After the boat is secure on the trailer, they move it up the ramp with a large tractor. Upon reaching a designated area, they stop so that the hull can be pressure washed. This is typically a messy job but necessary to get a clear look at the hull. After about 2-3 hours, this job is done, and then they move the boat to the area where the work will be done.

    Tartaruga on the hard.

    Next comes placing the boat on the hard stand in the area the yard has determined to put her for the duration of our stay. This is a pretty straightforward process, where they place blocks of wood on the keels, level the boat fore and aft, and finally hold that level with adjustable stands. Tami and I chose to stay on the boat during our time on “the hard,” so this level is important.

    The list brings surprises

    The next surprise came: the antifouling paint, which protects the bottom of the boat from the elements of the sea, was quite literally falling off. We were not sure why this was happening. One thing is for sure—we cannot leave it this way, so it must be scraped off. This will take time, hand-scraping the entire bottom of a 45ft catamaran.

    Simultaneously, I was pulling the props to get a look at the real purpose we hauled the boat: our leaking propeller shaft seals. We had replacement seals onboard and hoped this would be an easy fix. Surprise number 2: the prop shafts were scored very badly. We had to either have the shafts resurfaced, which is not something that can be done locally, or we had to use a surface sleeve. We found a product called Speedi-Sleeve that allowed us to press this sleeve over the damaged area, thus leaving a perfect surface for the seals to mate to. The good news is these sleeves are available in New Zealand. The bad news is shipping a 2.2 lbs package from NZ would cost twice the amount of the sleeves themselves. No option here—we placed the order.

    The next piece of the puzzle was repainting our sugar scoops and applying a non-skid surface. The boat came with a foam-based fake teak that had its own adhesive, which of course didn’t hold well at all. We prefer a product called Awl Grip, but that was not available here in Tonga. What we could get was your basic white sand, which makes the surface kind of like a skateboard deck.

    To shorten the story a bit, as you must be as bored reading it as I am typing it, it took a month to bring all this together. The shipping of the Speedi-Sleeves from New Zealand took three weeks and 10 minutes to install. It took me two weeks to sand off the old layers of paint on the sugar scoops, but we fell short of having enough paint. So that project is maybe half done. The bottom of the boat took about three weeks to scrape, sand, and repaint. We found out during the process that the boat originally had Coppercoat but had been painted over—a big bummer.

    So it was back in the water, in the reverse order I described above. We still have a boatload (get it? “boatload”) of work to do. But at least we are in the water where the sea breeze is nice, and we are close to town. Now the toilet stopped working… It is always the crapper!


  • How we make money while Cruising Around the World

    a red line showing the cruising route of Sailing Yacht Tartauga

    We get asked this all the time. I think it’s partially because when people look at us, we are not exactly retirement age, so they are curious about how we fund our cruising. Most of the time, I jokingly tell them we are running from the law, and that’s all they need to know – haha (not true, by the way). But if you look around the internet, you’ll find many people wanting to cut the lines and try a different lifestyle. One full of adventure, challenge, travel, and perhaps much closer to nature. This is pretty much our life. We are not funded via a trust fund (I wish) nor did we win the lottery (second wish), or inherit money. We did, however, come to this lifestyle with some money and some skills. Here is how we make money while cruising around the world.

    The Source

    The primary way we make money is via the US Stock market. I know, it’s volatile, dangerous, a crapshoot at best. I get this a lot. Years ago, I searched for a solution to take some of the risk out because if you think about it, I just need access to the internet, and I can make money – in theory. A friend of mine on Red Rover shared with me a solution he found, so I looked into it. It is a group of investors, led by Pat and Lorin, called Wander Financial. I know there are lots of options out there for trading, but this one suited me.

    We ran into Pat and Ali from Wander Financial in Fakarava (June 2023)

    This fits around our life

    First, both Pat and Lorin live a lifestyle like we do. Pat travels with his family full-time, for like the last 20 years. Lorin is the same, although he primarily lives on land. I didn’t have to buy some proprietary software to join; this approach can be problematic with slow internet. Their process uses WhatsApp, chat rooms, and email to update the group on trade opportunities. These are things I can access quite easily from just about any device, so I am not tied down to my boat. The killer draw for me was they have a process to follow because, quite frankly, I didn’t know anything about trading. So, a process put together by people with decades of experience, that is easy to follow and, more importantly, works for me – am I making money.

    Wander Options Navigator

    This process I am referring to is called the Wander Options Navigator or WON for short. It goes something like this: Pat and Lorin have provided a list of stocks to review each day; consistency is key here. I run through this list every day at the same time. What I am looking for, via my Trading View Charts, is the presence of an indicator called, you guessed it, the WON indicator. This information, along with the other trends embedded into the chart, tells me whether to buy or not. Now, I can’t tell you everything because some of this is proprietary to Pat and Lorin, their life’s work. There are other details like how large the trades are, what platforms are used, how to mitigate risk in each trade, etc. Wander Financial provides all of this and tons of other educational articles and videos. But here is what matters most to me: does it make money for me? The answer is YES.

    Do we make money

    For Tami and me, we normally cover the average cost of cruising each month. How much is this for us? Between $3K-$4K USD. Often, very often, we actually add money to our savings account. Every so often, we have a big month, then we go to the boatyard – kidding (not really). Does it cost money to join? Yes. I find I pay for that very quickly. So much so that I have been with Wander Financial for nearly 4 years.

    This is our profit for September 2024 – $4,556.

    I could go on and on, but for sure, you are getting bored at this point, so let me wrap this up. Every day, over my morning coffee, I spend no more than an hour reviewing the list, making trades, and managing my risk. This is how I do it; the beauty is you have the freedom to build your own process around theirs. Is it fool proof? No! I had some issues starting out that, quite frankly, were mine. Not reading carefully, not knowing how the online tools worked, or frankly, not paying attention. In the end, I would not be recommending them if it wasn’t something we use and depend on. We wouldn’t recommend them if they were not real people, living like we do and having success. You are not going to be the next Warren Buffet; that is not the goal. The goal is to live life to the fullest and make some money so you can do that on your terms.

    Get Started Today

    Pat and Lorin have been kind enough to offer an incentive to take a leap of faith like I did. Use this referral, and you will get $200 off your first year! That’s a good deal, trust me.

    I know you have tons of questions; ask them below. Let me answer them as fully and transparently as I can below.


  • Exploring Samoa’s Hidden Waterfalls: A Sailing Adventure

    The author Tami at a waterfall

    Discovering Tranquility Amidst Cascades

    As sailors, we’re drawn to the open sea—the vast expanse where wind and water dance together. But sometimes, it’s the hidden gems on land that steal our hearts. On a recent voyage to Samoa, I veered away from the coastline and embarked on an exhilarating quest: to chase waterfalls. Yes, you read that right—waterfalls!

    Papapapai Waterfall: A Glimpse Across the Canyon

    Papapapai Waterfall

    Our journey began with Papapapai Waterfall. Picture this: we pulled our car over to the side of the road, and there it was—a cascade across a distant canyon. The water tumbled down, its allure irresistible. Yet, frustratingly, no clear path led us closer. But sometimes, the view from afar is just as enchanting.

    Togitogiga Waterfall: Nature’s Refreshing Oasis

    Togitogiga Waterfall

    Next up was Togitogiga—a local hotspot. After parking, a short walk led us to the falls. They weren’t the grandest we’d seen, but their cool embrace was a welcome respite. Imagine descending stone steps, surrounded by the symphony of water and the shade of ancient trees. It felt like nature’s own spa day.

    Falefa Waterfall: A Hidden Estuary Gem

    Falefa Waterfall

    Falefa beckoned us next. We paid our fee and descended a charming staircase, flanked by local flora. At the end of our descent lay an estuary, and there it was—the waterfall. Not a soul in sight; just us and the rushing water. As we left, we noticed—you could glimpse Falefa from the roadside. But trust me, the walk down was worth every step.

    Fuipisia Waterfall: Where Power Meets Beauty

    Fuipisia Waterfall

    Fuipisia—the grand dame of waterfalls. The entrance fee was steeper, but the experience matched it. The family welcomed us warmly and pointed the way. As we walked, we saw their investment—the wooden bridge, the benches, the promise of lush greenery. And then, we stood before the falls. Water plummeted from a stream above, its force palpable. Daredevils, lean over the ledge—the raw power will leave you breathless.

    5. Sopoaga Falls: A Symphony of Flowers

    Sopoaga Waterfall and garden

    Our final stop: Sopoaga Falls. The scent of flowers enveloped us as we approached. The property was a botanical wonderland—plants, trees, and blooms, each with its own informative sign. But the falls remained distant; no swimming here. Instead, we stepped onto a wooden deck, framed by nature’s canvas, and captured the moment in selfies.

    In Retrospect: Samoa’s Beauty Unveiled

    Samoa didn’t disappoint. These waterfalls—each unique—revealed a different facet of this island paradise. Some were for viewing only, like distant constellations. Others invited us to swim, to immerse ourselves in their magic. As I reflect on that lovely day, I understand why they call this place “Beautiful Samoa.” And just like sailing, it’s about the journey—the moments etched in memory, the beauty that leaves us awestruck.



  • While exploring Niuatoputapu we came across four Tongan children dressed traditionally for church
    Local children in their church attire.

    We decided to embark on a hike around Niuatoputapu, accompanied by our fellow sailboat friends. After securing our dinghies at the town dock with the help of local kids, we set off. Exploring Niuatoputapu through the hike took us all the way around the island, and despite the cloudy weather, it was perfect for an adventurous trek.

    Niuatoputapu

    On this island, feral pigs seem to outnumber the dogs. Alongside them, sheep, goats, chickens, cows, and horses all play their part in the island’s ecosystem. Everything here serves a purpose. Surprisingly, even though there are only around 800 people living on Niuatoputapu, they manage to have cars—though not every family owns one. The island covers 6.2 square miles, with its highest point reaching 515 feet above sea level.

    The local Tongans welcomed us with open arms, offering friendly waves and greetings of “Malo e Lelei.” The children were delightful, always saying “Hi” and “Bye” with infectious giggles. Approximately forty boats arrive here each year, and the ferry makes its monthly appearance, bringing essential supplies. The locals happily traded items with us, and we even managed to get fresh eggs from a lady who keeps chickens on the island.

    The Pig Roast

    During our walk, we stumbled upon a group of men turning pigs over a fire, while women bustled about preparing food. Tongan, the primary language, posed a challenge, but we navigated it with smiles. Then, a woman invited us to a roast at 3 pm—an annual feast that raises money for the church. We felt privileged to be included.

    Men roasting pigs on Nuiatoputapu
    The men roasting the pigs.

    After bidding our farewells, we discovered a local watering hole—a perfect spot to cool off. Stripping down, we plunged into the crystal-clear water. Fish of all sizes darted around, some even nibbling playfully. Refreshed from our swim, we returned to our dinghies to prepare for the feast.

    While exploring Niuatoputapu we found a fresh water spring
    Fresh water spring

    Following Tradition

    Dressed in our finest attire, the women wore Lava Lava—a wrap that tie around the waist and flows down to the ankles—paired with shirts. The men sported collared shirts, some also donning Lava Lava. As we arrived, the church service was wrapping up, allowing us to peek inside and listen to the beautiful singing.

    The local women guided us to a social hall, indicating where to sit. Music played, followed by a prayer, and then it was time to feast! The spread was impressive: individual salads, side dishes, seafood, and chicken—all leading up to the main attraction: the roasted pigs. The local women encouraged us to eat heartily, and their generosity extended to sending us home with leftovers. Throughout our travels, we’ve experienced many fascinating things, but being welcomed into this community stands out as one of our favorites. The warmth of the locals has truly touched our hearts. Kakai Faka’ofo’ofa—beautiful people indeed!

    This is Tui and her daughters.


  • Tessie Girl in Nuku Hiva

    Have you ever been told it’s impossible to import your dog or cat to French Polynesia via a private vessel (sailboat)? We’re here to tell you it is possible—we did it in 2022 with two dogs. So, grab a drink of your choice, get comfortable, and let us guide you through the process in the easiest way possible.

    The first thing you must understand is that details matter in this process. The most important thing to note is that you are taking your animal to French Polynesia, not France. Any information or experiences you had in France do not apply. We’ll provide examples of mistakes people have made throughout. Let’s get started.

    Step 1: Familiarize Yourself with Biosecurity Information

    The first thing you need to do is familiarize yourself with the information provided by the Biosecurity team in French Polynesia. You can find that information here. The requirements listed are not flexible at all. The official veterinarian is the law and will not bend just because you sailed across the Pacific. Please understand that there is no level of negotiation to be had. It is 100% compliance, or your pet stays on the boat the entire time you are in French Polynesia. If you plan to continue across the South Pacific, it is vital that the animals are imported and stay in French Polynesia for six months. That’s right—you will need a long-stay visa, which I will explain more about later.

    Step 2: Identification Chip

    Your animal needs the proper Identification Chip inserted. This chip needs to be ISO 11784 certified. It’s important to note that nothing about your animal matters until after this chip is installed, and everything that happens after the chip must be documented on the official records—everything. In 2019, the USA did not use the proper chip, so we had our chips installed in La Paz, Mexico. Not having the proper chip installed before you start the required tests and vaccinations is the number one reason pets are not accepted in French Polynesia. You should be issued a certification letter for the chip, which they will want to see when you arrive.

    Step 3: Rabies Vaccination

    A Rabies Vaccination is required between six months and 21 days before arrival. This is one that gets people in trouble. First, French Polynesia almost never accepts three-year rabies shots; they simply convert them to a one-year vaccination. So, if you are in year two of three, they will consider you out of compliance. You can’t get your titration test until at least 30 days after the rabies vaccination. We planned ours so we had the dogs vaccinated, then 31 days later, the blood was drawn for the titration test. The date of the last rabies vaccination will be part of the titration test application.

    Step 4: Rabies Titration Test

    The window for this test is no more than 12 months but not less than three months before you arrive. We recommend you get this test as soon as the window opens because there is a short list of laboratories French Polynesia will accept the results from. For us, we had the blood drawn in Mexico in August 2022. The certification of the test was delivered in September 2022. Our passage was in February 2023. If you are in Mexico, the Central Laboratory near Mexico City is an authorized lab for the titration test. We were in Chiapas and used a local veterinarian to draw the blood and facilitate the transportation and payments. If you are in Banderas Bay, Dr. Dunia can help with all the required tests and treatments. If you are in Panama, you can visit Dr. Sanda at Pet’s Inn.

    Step 5: Review Requirements and Contact Officials

    By this time, four to six months from departure, you should have reviewed all the requirements on the Biosecurity website. We recommend you contact the “Official Vet” as well as Biosecurity on Nuka Hiva if that is your landfall location. Be patient; they are terribly busy and sometimes do not respond immediately. It helps if you send your communications in French; we simply used Google Translate. They have form 211, the importation request, that needs to be filled out. We communicated directly with them every step we took. This way, they can tell if something is not acceptable. It is also especially important that you read the requirements carefully. Look for words like “between,” “less than,” “no more than,” etc.

    Step 6: Time-Sensitive Tests and Procedures

    When you are about one month from departure, you will need to conduct a series of tests and procedures that are time-sensitive. Although it may seem mundane, they will check when you arrive that you meet the stated requirements. If you don’t, this could trigger boat quarantine or denial of importation, at which time your animal will have to stay on board.

    At one month from departure, you will need to have a Leishmania test conducted. Pay close attention to the requirements as this test is only valid for a short period of time. It is also required that the test method be ELISA. In Mexico, this can only be done at a human lab; Dr. Dunia can facilitate. The test still needs to be valid when you arrive “for the inspection.” Additionally, at this time, you will need to have your animal treated for internal parasites, fleas, ticks, and Echinococcus. Don’t forget to have this documented on the official pet record (the records with the chip information on them). You are getting close—just a few more steps.

    Step 7: Final Treatments and Documentation

    At least 14 days before the first treatment and within four days of your departure, you need to have a second treatment of internal parasites, fleas, ticks, and Echinococcus. At this point, make sure you have completed everything within the required time limits. Ensure you have all the original documentation and make copies. You have sent all of this to Biosecurity in French Polynesia. Now it is time to go.

    You will be issued an International Zarpe from Panama or Mexico. The immigration team will not even care about this document when you arrive in French Polynesia, but Biosecurity will. The date they stamp as your departure is the date they will use to ensure you have met all the requirements. Have a great sail.

    Additional Tips:

    1. French Polynesia will want you to pay the import fees before you arrive. This was not the case when we crossed. We recommend getting some type of assurance they reviewed the documents, and everything is in order except for the live inspection of the animal and documents.
    2. The Official Vet has to inspect the animal. This person resides in Tahiti. Sometimes, if there are four or more boats that need animals checked in, they will travel to the Marquesas and check you in. Make sure you know these rules ahead of time as they seem very fluid.
    3. We found the dogs on some of the islands to be rather aggressive. The Marquesas were fine, but some places did not want the dogs in their village even though you have the permits. Most of the Tuamotus are great, although many of the beaches are crsuhed coral and tough on their paws. The Society Islands were the hardest place to walk our dogs—be careful.
    4. Now that you have completed the importation to French Polynesia, we are sad to report it only gets more difficult. It is vital that you are planning several countries ahead for your animals. If New Zealand is on your list, as of this writing in 2024, the only places you can export your animal to New Zealand from, are French Polynesia and Fiji. You always have the choice of showing up in NZ and putting your animal into quarantine for four to five weeks—VERY EXPENSIVE. Fiji requires your animal be in the exporting country for at least 6 months. Fiji no longer accepts animal imports via private yacht, so you have to fly them. We believe it is super critical for you to understand what happens after French Polynesia.
    5. Many of the countries after French Polynesia will accept a titration test up to 24 months old.
    6. We cannot stress enough that once you have the chip inserted every procedure performed on your animal must be documented properly on the official record.  This means the record with the chip number on them.  If you get vaccinations, the sticker with the lot number must be included.  We even went so far as to have the vet administer the flea and tick pill and document that.  At this point we have an English, French and Spanish version of their official records.